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5 Ways To Stay Fit And Healthy And Keep Your Health Insurance Down

Posted 31 May, 2018 by Surely
in Guest Contributions

Healthcare in Singapore is ranked among the best in the world, but it does not come cheap. If you are a citizen or permanent resident you have to have the national health insurance plan known as Medishield. This helps to pay for hospital stays and specialist treatments. Even better if you are working for one of the larger companies, you may be partly covered by a company scheme. But healthcare insurance in Singapore is especially vital if you do not fall into any of these categories.

You may see prices for healthcare insurance online, but until an insurance company has vetted your proposal, you will not have a definite cost. There are things that can affect how much they charge you, so you want to be able to show them how healthy you are to keep the premiums low.

 

Exercise

 

Warrick Wynne via Flickr

 

Regular exercise can lift your mood, help to stave off some health conditions and generally make you feel better. The more you exercise, the more energy you will have. It can also help you to have a good night sleep.

The exercise you opt for and how much you do depends on your own physical abilities and your age. It is always a good idea to mention it to your doctor before you start anything strenuous.

 

Eat Healthily

 

Healthy eating habits can make a huge difference to our well being. Choosing the right foods, and preparing them by healthy methods is not only good for us but can also give us much more varied and tastier diet options.

Even if you are travelling, there is no need to let your eating habits suffer. With so many choices available, and the help of services such as Deliveroo, you will have no problem maintaining your healthy eating regime with great wanton noodles or Teochew food.

 

Stop Smoking

 

We all know that smoking is not good for us. By being able to confirm that you are a non-smoker on your insurance proposal form will make a huge difference to the amount you are asked to pay.

 

Get Enough Sleep

 

– Catriona Ward via Flickr

 

Many people do not get enough sleep, and that can affect your health mentally and physically. While you are sleeping your body will heal and repair itself, which is something it struggles to do when you are awake. Lack of sleep can negatively affect your metabolism, moods, concentration, memory, motor skills, stress hormones, immune system, cardiovascular system and more.

 

Drink Water

 

Most food and drink we consume contains water, but that is nothing as compared to drinking enough of it as a liquid on its own. It is the most natural way of cleansing our insides, as it flushes out toxins through sweat and urine. Water is also a good way to stay hydrated, which helps our brain to function properly.

 

One At A Time

 

If these are changes you need to make, you can try picking up them up one at a time. When the chosen one has become a regular habit, introduce the next. It might take a bit of time, but you are far more likely to succeed and the health insurance provider will be quoting you a better price.

www.ClearlySurely.com aims to eradicate the knowledge gap between consumers and Life Insurance. Our Vision is that one day, every Man, Woman, and Child will be properly insured.

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