5 Key Reasons People Suffering from Sleep Deprivation Need Health Insurance

Posted 11 February, 2018 by Surely
in Guest Contributions


The prospect of healthcare insurance might seem daunting, especially with the current political tensions surrounding the industry, but it’s no less vital that you get it. Around 11.3% of the US adult population didn’t have healthcare in the first quarter of 2017, which is concerning considering the various health issues people face today, from obesity to diseases like cancer.

What’s more unsettling, though, is that many of these conditions include sleep deprivation as a risk factor. Approximately 45% of the world’s population is sleep-deprived, and the problems it causes may affect both your well-being and your savings. It can potentially leave you in need of expensive medications or long-term treatments, which is why you need to be prepared.

To understand the issue further, here are 5 key reasons people suffering from sleep deprivation need health insurance.


Major Accidents


One of the main objectives of health insurance is to provide financial coverage in case of a major accident. Year on year, there countless accidents caused by people who are sleep-deprived; from car crashes to the mishandling of hazardous equipment, and many of them resulted in injuries and/or hospitalization. Health insurance can provide financial security in such circumstances.


Risk of illnesses and diseases


Medical writer Sarah Wilson emphasized that lack of sleep may lead to serious illnesses like heart disease and strokes. Treatments and therapy can be expensive, and an insurance plan can go a long way in reducing out-of-pocket expenses.


Hereditary conditions


One of the best things about health insurance is that it can cover your family as well, depending on your plan. This will be especially helpful if there are certain conditions exacerbated by sleep deprivation that may be inherited by your children. These include obesity and diabetes because lack of sleep tends to make you eat more.


Mental well-being


Often, mental conditions are the byproduct of stress, which is made worse by sleep deprivation. In fact, Leesa highlighted an American Psychology Association study showing that 21% of adults feel more stressed when they don’t get sufficient sleep. In the event you’re going to need medical support, a health insurance plan that covers mental health problems can reduce heavy medical bills.


Lessens brain damage


Quality sleep actually prevents your brain from suffering further damage as you get older. If you have an existing condition, Italian researcher Michele Bellesi relayed that lack of sleep causes certain brain cells called ‘astrocytes’ to destroy parts of the brain’s synapses, which then breaks down the connections to various parts of the body. Naturally, treatments for conditions worsened by this process can be more expensive, and everything gets even costlier if you’re not insured.

Your sleeping habits and health insurance may seem worlds apart, but in reality, they’re more closely associated than you think. Sleeping more improves your overall health while your insurance grants you financial security against any health issue you might encounter. Although prevention is better than cure; at the end of the day, being prepared for every scenario is still the best course of action.


This is a Guest post

www.ClearlySurely.com aims to eradicate the knowledge gap between consumers and Life Insurance. Our Vision is that one day, every Man, Woman, and Child will be properly insured.

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