The most basic cover of Life insurance consists of death and total permanent disability.
Death claims are hardly disputed due to the ease of verification.
Disability claims, however, are much more controversial due to each policy’s differing definition.
While legitimate claims should be paid out, we truly believe that disability is not the end of one’s life.
The 8th ASEAN Para Games held in Singapore is a shining example of a determined bunch of people who overcame their handicap to achieve their dreams.
Today we tell you more about some disabled people who probably does not need any disability insurance because they are just too awesome.
Ludwig van Beethoven
Whether you listen to classical music or not, this name Beethoven will not escape your memory.
Beethoven is recognised by many as the greatest composer who ever lived.
However when Beethoven was conducting his Symphony No. 9 for the first time, his audience couldn’t stop clapping after the concert. Beethoven did not notice the accolades until a singer informed him.
That was because Beethoven was totally deaf by then.
Nevertheless, many of his admired classics were composed after he became handicapped.
His quiet determination can be seen in this following quote of his.
I will seize fate by the throat; it shall certainly never wholly overcome me.
Do you remember the ALS Ice Bucket challenge?
The master of quantum physics, Steve Hawking suffered from amyotrophic lateral sclerosis (ALS) since he was in his 20s.
Despite his physical ailments, he went on to be an outstanding physicist.
His book A Brief History of Time was a Best-seller for a record-breaking 237 weeks as he explained Big Bang, Black Hole and Light Cone in simple terms to the men on the street.
According to Wikipedia, Reeve was an American actor, film director, producer, screenwriter, author, and activist.
I did not know all of that; I just knew him as Superman.
Paralyzed from the neck down after the accident, he continued to live his life to the fullest by continuing to act and direct.
He was also an activist for spinal-cord research, assisting in thousands of disabled people in their daily life.
He was a hero, before and after his quadriplegic condition.
A hero is someone who, in spite of weakness, doubt or not always knowing the answers, goes ahead and overcomes anyway.
– Christopher Reeve
She is an American track-and-field athlete who won the 1500m at the 1999 Pan-American Games and finished 8th in the same event at the 2000 Sidney Olympics.
What really made it impressive was that she did all that while being legally blind.
I tried running in the almost complete darkness once and banged my knee into an unlit lamp-post; you can try the same to experience the same for yourself.
Marla started becoming blind in fourth grade due to Stargardt disease.
Doctors expected little from her, predicting lower than C grade in school.
In 1994, she obtained her master’s degree.
Truly an inspirational figure who stayed positive and won against all odds.
Just because a man lacks the use of his eyes doesn’t mean he lacks vision.
– Stevie Wonder
Born as Stevland Hardaway Morris, Stevie Wonder became blind shortly after his birth.
However, like what he has said, he is a visionary musician.
Stevie has been recognised widely for his musical achievements by way of 25 Grammy Awards and a Grammy Lifetime Achievement awards.
He was also inducted into both Rock n Roll & Songwriters Hall of Fame.
With all the above accolades, I think it will be a huge injustice not to leave you with one of his best songs.
How many patents do you currently own ? I have zero.
Thomas Edison once held more than 1,000 patents.
Of course, some of them turned out to be very important inventions.
Need an electric light bulb? Check.
Music? Edison invented the Phonograph which was able to record spoken voices and play it back.
Watching a movie? He was the one who made that possible.
And yet, he was deaf.
He never once believe that he was limited by his hearing impairment and looked what he had done for mankind.
I felt a little ashamed of myself, even as I was writing this paragraph.
Despite of their different impairments, all of the above characters have become a master of their fields.
So besides reading this TLDR, what have you done today?
www.ClearlySurely.com aims to eradicate the knowledge gap between consumers and Life Insurance. Our Vision is that one day, every Man, Woman, and Child will be properly insured.